Meet The Team

Meet The Team

Richard Westwood – Chartered Financial Planner & Director

Richard is a Fellow of the Personal Finance Society, the highest qualification awarded by the Chartered Insurance Institute. He has been in Financial Services since 2006 and has built on his career in the early years with the CIS as well as advising Personal and Corporate clients as an adviser with Barclays Financial Planning. He then spent time with a national independent financial advice firm, where he specialised in Pension and Retirement planning, delivering educational seminars to both the public and private sector for forthcoming retirees. He also has an excellent understanding of the complexities of Defined Benefit pension schemes.

Xennon Horner – Independent Financial Adviser & Director

Xennon has been in financial services now for near on twenty years. He spent over ten years with Barclays Bank PLC advising clients on lending solutions, before being selected to join Barclays Financial Planning to complete the trainee financial adviser programme. His role was to provide advice to personal and Corporate clients on a range of financial planning areas before taking the next natural step to join a national independent financial advice firm. Xennon specialises in investment and retirement planning, as well as delivering educational seminars and services to other professionals, such as solicitors and accountancy firms.

Kaili Horner – Independent Financial Adviser & Compliance Manager

Kaili is one of Rothesay Bennett’s Independent Financial Advisers, predominantly working with her client base in the Midlands. Kaili’s career in financial services began in 2012, whilst working for one of the big UK banks. Kaili then progressed to working within a national advice firm until she joined Rothesay Bennett in 2016. Kaili’s commitment to professional development saw her expand on her knowledge and qualifications, progressing her through various roles with the company.

Kaili provides personalised financial advice to clients, leveraging her thorough understanding of the industry and solutions, to ensure her clients can make confident and informed decisions. Kaili also occupies the Compliance Manager role, ensuring that Rothesay Bennett smoothly navigate the complex regulatory framework, outlined by the FCA. With her prudent attention to detail, and in-depth understanding of regulations, Kaili helps Rothesay Bennett, and our advisers, provide the best outcomes for clients.

Paul Grice – Independent Financial Adviser

Paul joined Rothesay Bennett at the start of 2024 and covers primarily the Midlands and East of England. Paul has been a financial professional for 35 years initially advising clients with Pearl Assurance and CIS, leading to roles in Senior Management. Paul has since spent 20 years as an Independent Financial Advisor with Affiniy financial awareness and Jalapeno specialising in investments and retirement planning. Paul brings a high degree of experience and knowledge to Rothesay Bennett along with a calm diligent approach to financial planning. This experience has proved invaluable in practice supporting existing and new clients via a range of wealth planning solutions. Paul specialises in ‘at retirement’ and ‘post-retirement’ advice, constructing tax efficient flexible growth and income solutions.

Thomas Burns – Independent Financial Adviser

Thomas joined Rothesay Bennett in its first year of trading and covers Scotland. He has been in financial services for over 21 years. Thomas spent the bulk of his early career with Scottish Widows specialising in Group Personal Pensions for Corporate clients and advising personal clients regarding investment and wealth planning. Thomas then joined one of the largest independent financial advice firms, where he delivered educational retirement seminars to the public and private sector in Scotland and forged many valued relationships. He has extensive experience in providing retirement planning solutions to business owners and their families and provides coverage to the North & Scotland.

Charles Spear – Independent Financial Adviser

Charles joined Rothesay Bennett in 2017 and covers the Midlands & North. He has been in financial services for 35 years. In 2001, Charles joined and was one of the founders and original members of Affinity Financial Awareness. Charles spent 16 years with Affinity as an Adviser and National Sales Manager during its rise to a national advice firm. Charles brings a huge amount of experience to Rothesay Bennett, having been an independent adviser for so many years. This experience is invaluable, and Charles continues to offer a fantastic service to both existing and prospective clients via a range of financial and wealth planning solutions. Charles specialises in advice at retirement and constructing flexible income solutions following the recent introduction of Pensions Freedom.

John Taylor – Chartered Financial Planner

John joined Rothesay Bennett in 2017 and covers the Midlands & South. He has been in financial services since 2010 and his early career was spent as a senior paraplanner to some of the largest independent advice firms across London. John has specialised in providing advice to Senior Medical consultants since achieving Chartered status in 2014. He has extensive knowledge of the complexities of the NHS pension scheme & the bespoke nature of annual/lifetime allowance pension planning that is required for such clients. More recently, John’s relocation to the Midlands saw him joining one of the larger independent advice firms where he continued to provide innovative investment and retirement solutions for both personal and corporate clients.

Kevin Hincks – Independent Financial Adviser

Kevin joined Rothesay Bennett in 2018 and covers the Midlands and East. He has been in financial services for over 30 years, having spent many years with the likes of Prudential, Cooperative Insurance Society and The Cooperative Bank. Kevin prides himself on his ability to offer a fantastic client experience. Over the years, Kevin has provided financial planning advice to personal clients across a range of planning areas and has specialist knowledge and experience of dealing with Ethical/Sustainable investments.

Anthony Smith – Independent Financial Adviser

Anthony joined Rothesay Bennett in 2019 and covers the Midlands & South West. Anthony spent nine years serving as a RAF Police Dog handler before deciding to join the financial service industry. He has now been in financial services for 20 years, with his earlier years in the industry working for smaller brokerage firms, before he moved on to join larger National IFA firms. Anthony predominately spends his time advising personal clients on diversified investment and retirement solutions, both in terms of growth and/or income requirements.

Adam Peachey DipFA (MP) – Independent Financial Adviser

Adam has been in financial services for over 15 years and joined Rothesay Bennett in 2020. Adam spent 11 years with Barclays Bank, and more recently the last 4 years at Wesleyan Mutual Society specialising in providing investment and pension advice to public sector employees such as Doctors and Teachers. Adam prides himself on his ability to help clients plan for their short and long-term objectives utilising investment portfolio planning. Adam has specialist qualifications in Long Term Care planning, Equity Release and Mortgage advice alongside his Diploma in Financial Advice.

Julian Westwood – Paraplanner/Compliance Executive

Julian has been in the financial services industry for over 20 years. Tis time was split between CIS and Affinity Financial Awareness, during its transition to small advice firm to a national firm, specialising in educational retirement seminars across the country. Julian provided financial advice to an extensive range of personal and business clients during his time as an adviser and has now taken on the role of Compliance and paraplanning specialist. He supports the advisers and ensures that the advice quality provided from Rothesay Bennett is consistent and remains at the highest standards.

Tazmin Pinfold – Client Support Specialist

Tazmin joined Rothesay Bennett in 2018 as her first foray into the financial services sector, following a decision to make a career change. Tazmin provides invaluable day to day support services to the adviser team and oversees a range of Backoffice tasks. Tazmin also handles any telephone enquiries from our existing and potential clients and is responsible for ensuring a smooth client ongoing service experience. Tazmin is training to become a paraplanner and working towards her professional qualifications.

Aimi Taylor - Paraplanner

Aimi joined Rothesay Bennett in 2022 bringing a wealth of experience having worked in the financial services sector for over 10 years previously holding the role of authorised IFA. Aimi works with the adviser team to produce new business suitability reports, cash flow models and working as part of the back office team on longer term projects.

Millie Cooke – Administrator

Millie joined Rothesay Bennett in 2022. Millie works within the back office team administration function assisting advisers with client queries and ensuring the administration process flows smoothly. Millie is keen to progress within the business and is expanding her knowledge and understanding of reports writing and the new business submission processes.