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When choosing between these options think about: When it comes to our life insurance, you’ve got options \u2018Single life\u2019 policies cover just one person. A \u2018joint life\u2019 policy covers two people and when one person on the policy dies, the money is paid out and the policy ends. You will need to decide whether the joint policy pays out on first or… Read more »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/posts\/3331"}],"collection":[{"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/comments?post=3331"}],"version-history":[{"count":0,"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/posts\/3331\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/media?parent=3331"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/categories?post=3331"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rothesaybennett.co.uk\/news\/wp-json\/wp\/v2\/tags?post=3331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n<\/strong>\u2022 Affordability\u00a0\u2013 a joint life policy is usually more affordable than two separate single policies
\n\u2022 Cover needs\u00a0\u2013 do you both have the same life insurance needs, or would separate policies with different levels of cover be more appropriate?
\n\u2022 Work benefits\u00a0\u2013 if one of you has work \u2018death in service\u2019 benefit, you might only need one plan.
\n\u2022 Health\u00a0\u2013 if your joint policy is with someone in poor health, this may increase your monthly payments.\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"